MISSOURI CREDIT UNION
ALWAYS pays HIGH rates!

Special CD - 7 month Certificate of Deposit -

as high as 3.10% APY

click on Rates now & learn more!

For other terms and rates click on Rates - or call toll free (800) 451-1477

Please keep in mind that you are limited by Federal Regulations to six (6) electronic withdrawals/debits in one calendar month from any of your savings accounts or money market accounts.

Savings

* No minimum amount to open

* Only $.01 minimum balance is required

* No monthly maintenance fees

* Automatically connected to your Checking Plus Account for FREE overdraft protection

Access your Savings Account with:

* MCU ATM Card - MCU ATMs in Columbia and Central Missouri, plus nationwide access with CO-OP Network with NO Surcharges

* MCU Call24 - Free transactions using a phone at 443-5880 or (800) 443-5880

* MCU@Home - Free Internet banking anytime, anywhere at www.missouricu.org

* Any of MCU's three convenient Columbia or Jefferson City locations which all have convenient lobby and drive up services

Special Savings

Open your Special Savings account especially for your specific savings needs. This special service is available for Ultra and Plus Level members!

* No minimum amount to open

* No minimum balance to maintain

* No monthly maintenance fees

* Add to it with Payroll Deposit

AND, call it what you want! You NAME your Special Savings: Christmas Club or College Fund or Vacation Money...anything you want! ...That's the way it will show on your statement and your transaction receipts!

Access your Special Savings Account with:

* MCU Call24 - Free transactions by phone at 443-5880 or (800) 443-5880

* MCU@Home - Free Internet banking anytime, anywhere at www.Missouricu.org

* Any of MCU's convenient Columbia or Jefferson City locations, with convenient lobby and drive up services

Kirby Kangaroo Club

For children 12 years of age or under
Children can make their own deposits and withdrawals, even with their own MCU ATM card!
Encourages good money management habits
Special events and prizes for club members

Club Privileges

Kirby Kangaroo Club membership is established with a minimum deposit of $.01. The interest earned is the same rates at the Savings Account.

Kirby Kangaroo Club accounts are established in the child's name and social security number. Joint signers on Club accounts are welcome. Club members receive statements every quarter.

All Kirby Kangaroo Club members receive a membership card, passbook, and special prize upon opening their account.

At the end of each quarter, a prize is given for reaching a certain balance in the Kirby Kangaroo Club account. These prizes may be claimed by bringing the Club member (with his or her latest statement) to any Missouri Credit Union location and showing the statement to any MCU Financial Officer.

Kirby sends out birthday cards to each of his Club friends every month. Plus, special events are planned throughout the year just for Kirby Kangaroo Club members. Look in your MCU Newsletter for the next event planned especially for Kirby's friends.

Access your Kirby Savings Account with

* MCU ATM Card - MCU ATMs in Columbia with no fees, plus nationwide access with CO-OP Network with NO Surcharges!

* MCU Call24 – Free phone banking anytime, anywhere with no fees! 443-5880 or (800) 443-5880

* MCU@Home - Free Internet banking anytime, anywhere at www.missouricu.org

* Any of MCU's convenient Columbia or Jefferson City branches which all have convenient lobby and drive up services

If you're between the ages of 13 and 18, take a look at everything our New Attitudes program has to offer:

No minimum amount to open

Only $.01 minimum balance is required

No monthly maintenance fees

Add to your savings with Payroll Deposit

Take advantage of other MCU services:

- Credit cards*

- Auto Loans*

- Small personal loans*

- FREE Checking

- FREE Internet banking for all your accounts at www.missouricu.org

- FREE phone banking with MCU Call24: 443-5800 or 800-443-5880

- Informative MCU Newsletter newsletters mailed to you in your statement to your home address

* with approved credit, some restrictions apply

Access your New Attitudes Savings Account with

* MCU ATM Card - MCU ATMs in Columbia with no fees, plus nationwide access with CO-OP Network with NO Surcharges!

* MCU Call24 – Free phone banking anytime, anywhere with no fees! 443-5880 or (800) 443-5880

* MCU@Home - Free Internet banking anytime, anywhere at www.missouricu.org

* Any of MCU's convenient Columbia or Jefferson City branches which all have convenient lobby and drive up services

For all the Savings Plans Disclosure, please click here

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