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How Do I Join Missouri Credit Union?

Let MCU be your guiding light!

Missouri Credit Union (MCU) comprises members who share a common bond of employment, association or community. Additionally, MCU is a not-for-profit, member-owned financial cooperative whose members benefit from competitive deposit rates, low loan rates, and lower fees.

If you meet one of the membership criteria below, please complete our online application. A personal financial officer will receive your application electronically and respond quickly to your request.

Thank you for banking with MCU!

Membership Criteria:

Live or Work Family State of Missouri Educational
- Audrain
- Boone
- Callaway
- Cole
- Cooper
- Howard
- Miller
- Moniteau
- Osage
- Randolph
- Spouse
- Children
- Stepchildren
- Parents
- Grandparents
- Sisters
- Brothers
Employeed by or affiliated with the state of Missouri including:

- Retirees
- Societies
- Systems
- Agencies
- Associations
- Boards
- Commissions
- Co-partnerships
- Corporations
- Educational Institutions
Employed by or affiliated with any educational institution in Missouri including:

- Central Methodist University
- Columbia College
- Lincoln University
- Stephens College
- Truman State University
- William Woods University
- University of Missouri
- Students
- Retirees
- Societies
- Systems
- Agencies
- Associations
- Boards
- Commissions
- Co-partnerships
- Corporations
State Agencies Federal City Medical
Attached to any public school in Missouri including but not limited to:

- Camdenton Teachers Association
- Fulton Teachers Association
- North Callaway R-1 School District
- Northeast Missouri Teachers Association
In central and northeast Missouri, employed by or affiliated with the federal government:

- Retirees
- Societies
- Associations
- Co-partnerships
- Corporations
Employed by or affiliated with cities in Missouri including:

- City of Branson
- City of Columbia
- City of Camdenton
- City of Canton
- City of Fulton
- City of Holts Summit
- City of Jefferson
- City of Kirksville
- City of Marceline
- City of Nevada
- City of Osage Beach
- Cole County Courthouse
- Associations
- Co-partnerships
- Corporations
- Retirees
- Societies
Employed by or affiliated with medical facilities including:

- Boone Hospital Center
- Boone Clinic
- Charter Hillside Hospital
- Columbia Center for Psychiatry
- Columbia Orthopedic Group
- Columbia Regional Hospital
- Dialysis Clinic, Inc
- Ellis Fischel Cancer Center
- Eye Consultants Group, Inc
- Harry S Truman VA Hospital
- Health South Howard A. Rusk Rehabilitation Center
- Phelps County Regional Medical Clinic
- University of Missouri Health Care Hospitals and Clinics
- Visiting Nurses Association
- Associations
- Co-partnerships
- Corporations
- Retirees
- Societies
Select Employee Groups (SEGs)  

- Missouri Intergovernmental Risk Management Association (MIRMA)
- Missouri Auto Dealers
- Missouri Bar Association (Employees)
- Missouri Division of Credit Unions
- Missouri Municipal League
- Thomas Hill Public Water

For more information...

Write to:

Missouri Credit Union
New Accounts Information
P. O. Box 1795
Columbia, MO 65205-1795

Or call:

(573) 874-1477 (Columbia)
(573) 635-8007 (Jefferson City)
(800) 451-1477 (toll-free outside of Columbia only)

Or visit a branch: A MCU personal finance officer will assist you. Discover the branch location nearest to you for convenience.

Or check with your payroll/administrative offices to request a visit from MCU regarding membership for you and your fellow employees where you work.