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Truth in Savings Fee Disclosures


The following fees may apply to your account:

Account Closed & Reopened within 90 Days$10.00
Account Closed by Credit Union$35.00
Basic Advantage LevelNo Monthly Fee
Bill Pay on MCU@HomeFREE @ Ultra Advantage Level;
FREE @ Plus Advantage Level w/e-Statement or
$2.95 per month @ Plus Advantage Level w/o e-Statement, if used;
$2.95 per month @ Basic Advantage Level, if used
Change Membership LevelMonthly fee applies
Check Orders with Liberty Printers2 boxes every 12 months @ Ultra Advantage Level,
1 box every 12 months @ Plus Advantage Level,
Selection Price @ Basic Advantage Level
Checks — Official (MCU Call24 Check & MCU@Home Check)FREE @ Ultra Advantage Level,
$1.00 @ Plus Advantage Level and Basic Advantage Level
Checks — Counter/Temporary FREE @ Ultra Advantage Level with $100 minimum balance,
4/$1.00 @ Plus Advantage Level with $100 minimum balance, and
4/$2.00 @ Basic Advantage Level with $100 minimum balance
Collection Item - Domestic$10.00*
Collection Item - Canada$120.00*
Copy of Cleared Check at MCU locations$4.00 each
Copy of Cleared Check via MCU@HomeFREE with e-Statement
Copy of Statement at MCU locations$2.00 @ Ultra Advantage Level,
$3.00 @ Plus Advantage Level & Basic Advantage Level
Copy of Statement via MCU@HomeFREE with e-Statement
Copying Service$2.00 @ Ultra Advantage Level
$3.00 @ Plus Advantage Level & Basic Advantage Level
Debit or ATM Cards Not Returned$3.00 per card
Dormant Account Fee$7.00 per month after 12-month inactivity
Faxing Service FREE one page local # or 800# @ Ultra Advantage Level
$1.00/page sent long distance @ Ultra Advantage Level
$1.00/page sent local # or 800# @ Plus Advantage Level & Basic Advantage Level
$2.00/page sent long distance @ Plus Advantage Level & Basic Advantage Level
Garnishment / IRS Levy / Court Orders$25.00 per item
IRA Balance less than $250.00$10.00 per year
Lien Release$25.00 each
MCU@Home Internet BankingFREE for all members
Money Market Check or Debit Exceeding 3 per Month$10.00 per item
Money OrdersFREE @ Ultra Advantage Level,
$1.00 @ Plus Advantage Level & Basic Advantage Level
Notary ServiceFREE for all members
NSF Check, Debit Card, ATM Card Transaction $17.00 per item - paid or not paid
Overdraft Plus - Courtesy Pay Program$17.00 per item @ Ultra Advantage Level & Plus Advantage Level only
Plus Advantage Level$7.00 per month (only if deposit account balances + loan balances are less than $2,500)
Research and Balancing Assistance$10.00 per hour with a one-hour minimum charged
Returned Deposit$17.00 per deposit
Returned Mail from US Post Office$1.00
Safe Deposit Boxes (SDB)
All boxes are 24" deep
3" x 5" = $15.00 per year
3" x 10" = $30.00 per year
5" x 10" = $40.00 per year
7" x 10" = $50.00 per year
10" x 10" = $65.00 per year
SDB Lost Key Replacement$25.00 each
SDB Forced Entry (Both Keys Lost)$25.00* each
Stop Payment Order - Check or ACH$17.00 each
Tranfer Funds by Phone, Fax or E-mailFREE @ Ultra Advantage Level,
$1.00 @ Plus Advantage Level, and
$2.00 @ Basic Advantage Level
Ultra Advantage Level$12.00 per month (only if deposit account balances + loan balances are less than $25,000)
VISA Gift Card$2.00* @ Ultra Advantage Level,
$4.00* @ Plus Advantage Level & Basic Advantage Level
Wire Transfer — Domestic$10.00* each @ Ultra Advantage Level,
$15.00* each @ Plus Advantage Level, and
$20.00* each @ Basic Advantage Level
Wire Transfers — International$40.00* each
Withdrawal Funds at Teller WindowFREE @ Ultra Advantage Level & Plus Advantage Level,
$2.00 @ Basic Advantage Level

*plus any additional correspondent bank fees
Revised November 2008